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Motor
Vehicle Accidents- An Overview
Cases
arising out of automobile accidents are by far the most common type of
personal injury case pending in our court system today. This is not surprising, given that every
10 seconds, someone in the United
States is involved in a car accident,
according to the National Highway Traffic Safety Administration
(NHTSA). Except in those states
where legislation eliminating fault as an issue has been passed (no-fault
laws), these cases are typically governed by the law of negligence. Generally, people who operate automobiles
must exercise “the highest degree of care under the
circumstances.” A failure to
use the highest degree of care is considered negligence. A person who
negligently operates a vehicle may be required to pay for any damages,
either to a person or property, caused by his or her negligence. The injured party, known as the
plaintiff, is required to prove that the defendant was negligent, that the
negligence was a proximate cause of the accident, and that the accident
caused the plaintiff’s injuries.
If you have been involved in a motor vehicle accident, do not
hesitate to call Bauer & Baebler, P.C. in order to protect your
interests.
Injuries and Compensation
Generally,
an individual injured in an automobile accident may bring a claim or lawsuit
to recover the actual expenses associated with property damage and medical
costs, economic damages, and emotional and physical pain and
suffering. Litigation involving
motor vehicle accidents can be extremely complicated. Retaining an experienced lawyer familiar
with motor vehicle accident damages will place you in the best position to
receive the recovery that you deserve.
Uninsured or Underinsured
Motorists
Many
drivers ignore motor vehicle insurance requirements, cannot afford to purchase
insurance, or carry insufficient insurance.
Uninsured motorist coverage is a form of insurance that pays for
bodily injury that results from an accident with a driver who is legally
responsible for the injuries, but has no liability coverage. Underinsured motorist coverage pays for
bodily injury that results from an accident with a driver who has liability
insurance with limits that are lower than the injured party’s
underinsured motorist coverage limits.
If you have been involved in an accident with an uninsured or
underinsured driver, it is important that you contact an attorney at Bauer
& Baebler, P.C. immediately so you do not waive valuable legal rights.
What To Do If You Are In An
Accident
If you
are involved in an automobile collision, stop. Most states require an individual not to
leave the scene of an accident, even a minor one, without first stopping to
see whether there are damages or injuries.
A person may be criminally prosecuted for leaving the scene of an
automobile accident. You should make
a police report. Take pictures of
the scene and the damage to both vehicles.
Go to a doctor or emergency room if you are injured and call Bauer
& Baebler, P.C.
Motor Vehicle Accidents Resource Links
Federal Trade Commission
Provides consumer education materials on automobiles.
Federal Citizen Information Center
Features consumer information on cars.
Insurance Information Institute
Includes information on auto safety, auto insurance, teen drivers and more.
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by Bauer & Baebler. All
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